Bulbs.com

243 Stafford St.

Worcester, MA 01603

Tel. 1 (888) 455-2800

Fax 1.508.363.2900

www.bulbs.com

The Business Lighting Experts

Apply for Instant Financing
Buy now, pay later with an instant credit line for your business
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Business Center

Apply for Instant Financing

Commercial Project Done Now
Pay for it over time
Instant financing is available for businesses to complete a large lighting project while also efficiently managing cash flow for your organization. The online application takes just minutes to complete. Upon approval you will have two options during checkout – make even payments over the course of up to 12 months OR enjoy 0% interest NET 30 terms.
Apply Now for Instant Financing

HOW IT WORKS

Apply for
Instant Credit

Apply before you shop or during checkout. You can be approved and ready to make your first purchase in just minutes.

Manage
Cash Flow

Review invoices and make payments based on approved repayment terms. Manage your account and who can purchase online.

Continue
Using It

Use your credit line for additional purchases. Assign buyers and manage business purchases through a single account.

TWO TYPES OF CREDIT APPLICATION

Instant Option Small to Medium Sized Business
 
Enterprise, Government, or Non-Profit
A small to medium sized business with $40,000+ in annual revenue AND the applicant/owner has a personal FICO score of over 600 could qualify for Net 30 or up to 12 month terms.   Net 30 terms are available to qualifying businesses that meet ANY of the following: Over $5 Million in annual revenue, a publicly traded company, government or municipality, school or educational institution.
Up to $50K Approval for up to a $50K credit line for your business to use right at checkout.
 
Up to $1M Approval for up to a $1M credit line for your organization to use right at checkout.
Quick ApprovalProcess You will have a decision on your credit line within seconds of submitting the application.
 
1 - 3 Days For Approval You will have a decision on a credit line in as little as 24 hours after submitting your application.
Simple Monthly Payments Spread the cost of your project out across a 12 month term with scheduled payments.
 
Assign Team Members You can assign purchasing permissions and manage the approved buyers within your organization.
30 Days Interest Free Enjoy a 0% interest rate for the first 30 days, and as low as 1% interest rate after 30 days.
 
Net 30 Terms Enjoy 0% interest for 30 days. Payments can be made through an online portal or by check.
It is Quick and Easy to Apply The application takes just minutes to complete, AND it will not affect your credit score.
Apply Now
If you have questions about the Bulbs.com financing options, we are here to assist you.

This is not a lease or financed loan, but a line of credit that allows you the flexibility to purchase equipment and supplies as needed. You can qualify for up to a $50,000 line of credit, to use and pay as needed over a 12 month term. You will have the ability to get pre-approved for a certain amount before you order.

The application process is simple and does not affect your personal credit. Bulbs.com does not charge any setup fees. If you choose to go beyond 30 days, you can be approved as low as 1% per month. Applying for credit is a “soft inquiry.” This DOES NOT impact your FICO®/credit score.